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Jill Davis

Your Local Reverse
Mortgage Specialist

A retirement solution specifically designed for homeowners like you!
Retain ownership of your home without making monthly mortgage payments anymore, and receive cash funds from your home equity to supplement your retirement income.
Who is this mortgage loan for?
"Guaranteed Rate, Inc. has no affiliation with the US Department of Veterans Affairs. Conditions apply."
Jill Davis
Mortgage Advisor
NMLS: 101326
OUR REVIEWS

We Have Helped Thousands Of Home Buyers Just Like You!

567,123 reviews
From real customers like you
4.9/ 5.0
Average customer satisfaction ratings
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Read our lastest reviews from real customers

Bethlehem, Georgia

09/08/2022

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Bethlehem, Georgia

09/08/2022

“ Lorem ipsum dolor sit amet consectetur. Amet nunc sagittis metus libero aliquet eget. Facilisis dignissim purus enim eu. Feugiat nam turpis faucibus faucibus ullamcorper morbi diam viverra a. ”

icon-goole

Bethlehem, Georgia

09/08/2022

“ Lorem ipsum dolor sit amet consectetur. Amet nunc sagittis metus libero aliquet eget. Facilisis dignissim purus enim eu. Feugiat nam turpis faucibus faucibus ullamcorper morbi diam viverra a. ”

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FEATURES & BENEFITS

A retirement solution specifically designed for homeowners like you!

A reverse mortgage is a loan that lets homeowners aged 62 or older transform their home equity into cash. Tailor-made for retired homeowners, reverse mortgages are perfect for those with limited retirement savings who need help with debts, medical expenses, or life's unexpected plot twists.

No more mortgage payments

A reverse mortgage can allow you to maintain ownership of your home without having to make monthly mortgage payments anymore.

Supplement your retirement income

Additional income from your home equity to help you pay for increased medical costs, cover unexpected bills, and finally afford to do the things you've always dreamed of.

Tax-free income

Because the funds from a reverse mortgage are considered a loan and not income, the proceeds are tax-free.

Savings, if any, vary based on the consumer’s credit profile, interest rate availability, and other factors. Contact Guaranteed Rate for current rates. Restrictions apply.

HOW IT WORKS

Learn more about
Reverse Mortgage Loans

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CALCULATE

How much are you eligible for?

Enter your loan pricing needs below and we’ll calculate your estimated loan payment.

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Your estimated monthly payment

$4566

This result is just an estimate. For a more detailed report Schedule a complimentary consultation today.

This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.

Your actual rate, payment and costs could be higher. Guaranteed Rate cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error-free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate. Guaranteed Rate, its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action.

APPLICATION PROCESS

We Simplify The Process, So You Can Maximize Your Results

A retirement solution specifically designed for homeowners like you! The retirement of your dreams is just four simple steps away!

1

Consult with a HUD-approved counselor

Consult with a HUD-approved counselor so they can review your financial situation and explain the benefits and risks of a reverse mortgage.

2

Provide Information

Provide your lender with information about your age, the value of your home, and your remaining mortgage balance.

3

Get an appraisal

The lender will order an appraisal of your home to determine your maximum loan amount.

4

Once you’re approved, you’ll receive the proceeds of your loan, and you’ll be all set to start living the retirement of your dreams!

Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply.

ABOUT PRESENTER

Jill Davis

Partnership begins with a conversation to see how we could help you grow your business. Click on the 'schedule consultation' link to begin the journey.

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About PRESENTER

Jill Davis

Partnership begins with a conversation to see how we could help you grow your business. Click on the 'schedule consultation' link to begin the journey.

Schedule Consultation
tESTIMONIALS

Find out what people are saying about us!

We’ve helped thousands of home buyers just like you. Find out what people are saying about the expert service they’ve found at NOVA Home Loans!

Nate Kenyon

Licensed Sales Assistant

Guaranteed Rate

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QUESTIONS & ANSWERS

We’re Here To Find You The Answers You Need

What is a reverse mortgage?
Who is eligible for a reverse mortgage?
How does a reverse mortgage work?
What are the advantages of a reverse mortgage?
What are the disadvantages of a reverse mortgage?
How do I repay a reverse mortgage?
How do I choose the best reverse mortgage lender?
GET QUOTE

Want to learn more about Reverse Mortgage Loans?

LET’S GET STARTED!

Ready to apply for your home financing loan?

LET’S GET STARTED!

Ready to apply for your home loan?

Your path to ownership is just one click away! Schedule a complimentary consultation now so we can take a look at your specific needs and find the perfect home loan for you!

Jill Davis

Mortgage Advisor
NMLS: 101326

*This is not a commitment to lend. The borrower must meet all loan obligations, including living in the property as the principal residence and paying property charges, including property taxes, fees, and hazard insurance. The borrower must maintain the home. If the borrower does not meet these loan obligations, then the loan will need to be repaid. Otherwise, the loan must be repaid when the last borrower passes away or sells the home. Prices, guidelines and minimum requirements are subject to change without notice. Some products may not be available in all states. Subject to review of credit and/or collateral; not all applicants will qualify for financing. It is important to make an informed decision when selecting and using a loan product; make sure to compare loan types when making a financing decision. This material has not been reviewed, approved or issued by HUD, FHA or any government agency. <COMPANY NAME> is not affiliated with or acting on behalf of or at the direction of HUD, FHA or any other government agency. To find a Reverse Mortgage counselor near you, search the HECM Counselor Roster at https://entp.hud.gov/idapp/html/hecm_ agency_look.cfm or call (800) 569-4287

Charges such as an origination fee, mortgage insurance premiums, closing costs and/or servicing fees may be assessed and will be added to the loan balance. The loan balance grows over time, and interest is added to that balance. Interest on a reverse mortgage is not deductible from your income tax until you repay all or part of the interest on the loan. Although the loan is non-recourse, at the maturity of the loan, the lender will have a claim against your property and you or your heirs may need to sell the property in order to repay the loan or use other assets to repay the loan in order to retain the property. You should know that a reverse mortgage is a negative amortization loan which means that your mortgage balance will increase while your home equity decreases if you do not make principle and interest payments on your loan. This may make it more difficult to refinance the loan or to obtain cash upon the sale of the home. However, you will never owe more than the home is worth when the loan is repaid.

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Getting approved for a VA loan begins with taking a look at your unique situation.

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