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Jill Davis

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Committed to giving you all the support and guidance you need to find the right mortgage options for you and your family.
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"Guaranteed Rate, Inc. has no affiliation with the US Department of Veterans Affairs. Conditions apply."
Jill Davis
Mortgage Advisor
NMLS: 101326
OUR REVIEWS

We Have Helped Thousands Of Home Buyers Just Like You!

567,123 reviews
From real customers like you
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Read our lastest reviews from real customers

Bethlehem, Georgia

09/08/2022

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Bethlehem, Georgia

09/08/2022

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Bethlehem, Georgia

09/08/2022

“ Lorem ipsum dolor sit amet consectetur. Amet nunc sagittis metus libero aliquet eget. Facilisis dignissim purus enim eu. Feugiat nam turpis faucibus faucibus ullamcorper morbi diam viverra a. ”

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FEATURES & BENEFITS

A better home buying solution for Veterans and their families

VA home loans are a benefit offered by the U.S. Department of Veterans Affairs that help veterans, active duty service members, and eligible surviving spouses become homeowners. VA home loans are guaranteed by the VA, which means lenders can offer some amazing benefits with these loans.

No down payment required

Eligible borrowers could potentially purchase a home with 0% down, which could save you thousands of dollars in upfront costs.

No prepayment penalties

You could pay off your loan early without any extra fees or penalties, potentially saving you hundreds of dollars every month.

Some of the lowest interest rates in the country

VA home loans typically offer lower interest rates than conventional mortgages, which could save you thousands over the life of your loan.

No private mortgage insurance required

You’re not required to pay mortgage insurance when putting less than 20% down, potentially saving you hundreds of dollars every month.

Savings, if any, vary based on the consumer’s credit profile, interest rate availability, and other factors. Contact Guaranteed Rate for current rates. Restrictions apply.

HOW IT WORKS

Learn more about VA Loans

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Unlock the Full Potential of Your Mortgage Advisor sales force with WOWMI's Comprehensive Suite of AI-Powered Marketing Tools and Strategies

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CALCULATE

How much will your loan cost?

VA home loans are guaranteed by the VA, which means lenders can offer veterans, servicemembers, and their families low low rates.

Enter your loan pricing needs below and we’ll calculate your estimated loan payment.

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Your estimated monthly payment

$4566

This result is just an estimate. For a more detailed report Schedule a complimentary consultation today.

This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.

Your actual rate, payment and costs could be higher. Guaranteed Rate cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error-free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate. Guaranteed Rate, its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action.

APPLICATION PROCESS

We Simplify The Process, So You Can Maximize Your Results

VA Home Loans offer some amazing benefits that every home buyer in the country would love to have access to, but it’s only available to veterans, service members, reservists, and surviving spouses. To apply, you just need to follow for simple steps.

1

Find a VA-Approved Lender

Only lenders, like Guaranteed Rate, the company I work for have been approved by the U.S. Department of Veterans Affairs can help you secure a VA Home Loan.

2

Obtain your Certificate of Eligibility

Once you’ve found a VA-approved lender, they can check if you’re eligible for a VA Home Loan and help you secure your COE.

3

Gather your Financial Documents

Once you have your COE, you’ll provide your lender with some basic information like income, employment history, and credit score to determine your loan amount.

4

Once you’re pre-approved for your loan amount it’s time to start shopping for homes!

Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply.

ABOUT PRESENTER

Jill Davis

Partnership begins with a conversation to see how we could help you grow your business. Click on the 'schedule consultation' link to begin the journey.

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About PRESENTER

Jill Davis

Partnership begins with a conversation to see how we could help you grow your business. Click on the 'schedule consultation' link to begin the journey.

Schedule Consultation
tESTIMONIALS

Find out what people are saying about us!

We’ve helped thousands of home buyers just like you. Find out what people are saying about the expert service they’ve found at NOVA Home Loans!

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Licensed Sales Assistant

Guaranteed Rate

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QUESTIONS & ANSWERS

We’re Here To Find You The Answers You Need

What is a VA loan?
Who is eligible for a VA loan?
What are the benefits of a VA loan?
How much money can I borrow with a VA loan?
What are the requirements for a VA loan?
What is the process for getting a VA loan?
GET QUOTE

Want to learn more about VA Loans?

Starting your road to homeownership is literally a click away. Start today!

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Ready to apply for your home financing loan?

LET’S GET STARTED!

Ready to apply for your home loan?

Your path to ownership is just one click away! Schedule a complimentary consultation now so we can take a look at your specific needs and find the perfect home loan for you!

Jill Davis

Mortgage Advisor
NMLS: 101326

*This is not a commitment to lend. The borrower must meet all loan obligations, including living in the property as the principal residence and paying property charges, including property taxes, fees, and hazard insurance. The borrower must maintain the home. If the borrower does not meet these loan obligations, then the loan will need to be repaid. Otherwise, the loan must be repaid when the last borrower passes away or sells the home. Prices, guidelines and minimum requirements are subject to change without notice. Some products may not be available in all states. Subject to review of credit and/or collateral; not all applicants will qualify for financing. It is important to make an informed decision when selecting and using a loan product; make sure to compare loan types when making a financing decision. This material has not been reviewed, approved or issued by HUD, FHA or any government agency. <COMPANY NAME> is not affiliated with or acting on behalf of or at the direction of HUD, FHA or any other government agency. To find a Reverse Mortgage counselor near you, search the HECM Counselor Roster at https://entp.hud.gov/idapp/html/hecm_ agency_look.cfm or call (800) 569-4287

Charges such as an origination fee, mortgage insurance premiums, closing costs and/or servicing fees may be assessed and will be added to the loan balance. The loan balance grows over time, and interest is added to that balance. Interest on a reverse mortgage is not deductible from your income tax until you repay all or part of the interest on the loan. Although the loan is non-recourse, at the maturity of the loan, the lender will have a claim against your property and you or your heirs may need to sell the property in order to repay the loan or use other assets to repay the loan in order to retain the property. You should know that a reverse mortgage is a negative amortization loan which means that your mortgage balance will increase while your home equity decreases if you do not make principle and interest payments on your loan. This may make it more difficult to refinance the loan or to obtain cash upon the sale of the home. However, you will never owe more than the home is worth when the loan is repaid.

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Getting approved for a VA loan begins with taking a look at your unique situation.

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Getting approved for a VA loan begins with taking a look at your unique situation.

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